Our Rental, Service and Parts teams are available to serve urgent needs during the COVID-19 outbreak.
Please contact 517-668-8800 for immediate assistance.

View Rental Options

>> Buy & Sell Now

Contact Us

 Your Guide to Medical Imaging Equipment

Enjoy these tips, tricks and insights that answer 100's of questions we've received from radiology and imaging professionals that need help buying, selling, servicing and maintaining their medical imaging equipment: MRI, CT, C-Arm, Digital X-ray, PET/CT and Women's Health. We extend the life of imaging equipment so that healthcare providers worldwide can extend the lives of patients. This is why we answer your imaging equipment questions.

~ Block Imaging Team

Digital Radiography Plate Drop Coverage: What You Need to Know

Posted by Devinn LoVette

Jul 15, 2020 11:15:00 AM

:: 2 minute read ::

14-x17-CsI-Wireless-DR-Panel-SystemYou’ve bought an expensive, top of the line wireless DR panel (digital radiography). It’s only been out of the box for two days when your lead tech, who is used to working with inexpensive CR plates, drops it. Do you have DR panel drop coverage?

Okay, so the paragraph above is scary, right? Almost scary enough to second-guess an upgrade or certainly purchase insurance coverage. Costly object X is entered into catastrophic situation Y and a hypothetical lack of coverage leads to budget-crushing dollar amount Z in damages. The story may be hackneyed but, at its core, it relays the reason why any of us buy coverage for anything: in case of XYZ.

If you're on the road to DR panel ownership, drop coverage should at least be part of the conversation with your provider. Keep reading and we'll share more details you can use as you approach the subject of DR panel drop coverage.

Want even more protection for your DR panel? Click here to learn about protective DR panel carrying cases.

What Is Drop Coverage?

If you’re unfamiliar with drop coverage, it’s a relatively self-explanatory concept: a plan purchased from an OEM or third party that provides funding toward replacing your DR plate should it be dropped during the course of regular use. Under most of these plans, a replacement for a dropped panel arrives in 48-72 hours.

Why Do You Want It?

DR panels are far more expensive to replace than traditional CR plates. If you are converting from CR to DR your techs are used to replacing dropped plates inexpensively if needed. Most DR panels are not made to sustain being dropped and, at $25,000-$50,000 each, are very expensive to replace.

What Does a Drop Coverage Plan Cost?

An average coverage plan costs between $2,500 and $5,000 per year, depending on the type of panel you have and the coverage options you choose. Some plans come with flexible deductibles, so be aware that there may be some out-of-pocket cost involved with replacing your dropped panel.

Things to Consider Before You Buy

Read the terms of a drop coverage offer very carefully. Some terms have clauses that exclude "accidental droppage" (i.e. out of someone's hands as opposed to one of the X-ray unit's trays) and many of them only cover a portion of the DR panel’s cost, though deductibles are negotiable. Think about adding your DR panel as a rider to your hospital or imaging center’s insurance policy. This will frequently offer more protection at a lower premium. Whatever you learn as you evaluate coverage options and their reimbursement and replacement details, it's a good idea to have some form of coverage on your DR panel should the "dreaded XYZ" occur.

We would love to hear about your experience with the benefits and potential drawbacks of drop coverage.  And, if you’re considering upgrading your analog X-ray room, we’re here to help. 

New Call-to-action

Written by Devinn LoVette

author of blog post

Devinn LoVette is an Account Executive at Block Imaging. In his role, Devinn finds and creates opportunities for Block Imaging and our partners to give a second life to medical imaging equipment. Outside the office, he is a youth pastor at City Life Church, an avid athlete, and a high school basketball coach.

Topics: Buying Imaging Equipment, Imaging Equipment Service, X-Ray

Post a Comment Here

Search this site

Get medical imaging equipment insights delivered straight to your inbox. Subscribe below.

Resources, videos, and tools to learn more about your project
Meet the Block Imaging Team
See Imaging Equipment Prices

Questions? Ideas? Imaging project you'd like to discuss? Let us know!